Paygeon is still in early Alpha and may experience glitches
Venture debt done-for-you

The "amazon" of Startup Capital

Visualize your personal & business health with concrete credit data that you can pull into any report or presentation

Shop for the best funding options in our marketplace!

Complete the 5 min application

Offers will populate in 24 hrs

Choose the best payment terms

We take 8% of the final loan amount

So, What's the Problem?


of startups frequently encounter cash flow difficulties, resulting in their inability to timely pay bills and invoices, potentially jeopardizing their business operations and credit standing.


of startups often struggle to secure traditional lines of credit due to their newness and lack of credit history, hindering their ability to grow and expand operations.

6 out of 10

startups also struggle with efficiently managing and tracking their loan payments, leading to potential financial disarray and instability.

Defaulted Invoices
Late Loan Payments
Failed Startups






Your personal funding advisor is just a chat away

Get real-time updates, send last minute docs, and video call your consultant anytime during business hours.
Build a custom financial data room with your consultant for optimal debt capital raising.

Seamlessly pay your lenders with one click

Consolidate multiple loan payments into a single monthly payment
Save on excessive bill payment fees and maintain a good credit standing with your capital providers
Your choice of payment between ACH, debit/credit card or line of credit*
*Subject to credit approval

When investors say "no," we say "yes!"

Access to several capital offers including credit lines, loans, grants, and even investor intros.
No founder guarantee, No hard credit check, No tax returns, No security deposit, No equity... The only time you'll enjoy hearing "no" so much is with Paygeon!

Your whole financial life at your fingertips

scale your startup with a Vendor OS

Always have capital on hand when your vendors ask for payment

security first & second

Over 8,600+ Merchant Savings

➜ Learn More

Use our powerful suite of APIs and SDKs to pull rewards options and choose which ones your customers will find more value from. There is no limit to the amount of merchant funded crypto back you can choose from, you're only limited by the number of merchants part of our rewards program and that number grows exponentially every day so be prepared to see the marketplace being updated every single day with new crypto back offers.

access to capital

Raise capital by paying your bills

Every invoice you pay on time is rewarded with a ticket for our weekly, monthly, and quarterly grants, the more bills you pay on time, the higher your chances of winning.

Weekly $1k.


  • - Pay 1 invoice a week on time for enrollment
    - Can be earned more than once

Monthly $2.5k.


  • - Pay 4 invoices a month on time for enrollment
    - Cannot be earned more than once

Quarterly $5k.


  • - Pay 12 invoices per quarter on time for enrollment
    - Cannot be earned more than once

*For more information on earning grants, visit our grants awards terms and conditions


We have developed enterprise-grade payments and capital technology for the startup and small business communities.

Accounts Receivables

Take payments from clients, issue invoices, and set your own net terms


Make vendor payments easy through ACH, Debit/Credit card, or LOC

Startup Marketplace

List your startup services at a discount or purchase from other startups at a fraction of the enterprise cost


Access a growing capital and other funding options

Kaped Debit Card
/Deposit Account

Deposit account
& debit card

Kapital Business Loan Program

Offering Merchant Cash Advances (MCA), Short/Long Term Loans, Lines of Credit & Real Estate Loans..

startup capital

Boost Your Bankroll

As a startup, accessing capital can be tough. Paygeon makes it easy to receive funding offers from several capital providers, simply complete 1 application while your consultant does the rest of the work.

Sit back and focus on growing your business. We guarantee offers will populate your dashboard within the first 5 days. You don't pay us till AFTER the money lands in your bank account.

Open A Free Account

“ ... My god your program is the answer to my prayers ”

Nakita Harris
Founder At Destination Awaken.

A home for all your lenders & loan payments

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*Paygeon does not share any information with 3rd party applications*