Get Fast Venture Debt for Tech Startups

Get Fast Venture Debt for Tech Startups

Get Fast Venture Debt for Tech Startups

No Founder Guarantee

No Hard Credit Check

No Security Deposit

No Founder Guarantee

No Hard Credit Check

No Security Deposit

No Founder Guarantee

No Hard Credit Check

No Security Deposit

Helping teams at the world's best companies

Helping teams at the world's best companies

HOW DOES IT WORK

Startups discover their first "yes!" with us.

1

Complete the 5 minute application

2

Download the Paygeon mobile app

3

Accept the offers presented to you

4

Pay back your debt on monthly terms

Evaluate your potential offer

Evaluate your potential offer

View how much your startup prequalifies for before applying.

View how much your startup prequalifies for before applying.

REQUIREMENTS

we fund startups that match or exceed these minimums

$2,500+ MRR

Show consistent revenues of $2,500/month for the last 3 months

3+ Months in Business

Legally incorporated business entity with at least 3 months trading history

500+ Founder Credit Score

Yes, we still use this but it's a soft credit pull with no damage to your credit

Finished Product or MVP in Market

No idea stage, or halfway finished product, you need something tangible in the market.

Impact

We want to enable every startup the opportunity to succeed with capital.

Transparency

Our startups have 24/7 access to their own personal funding advisor.

Simplicity

Accept multiple loan offers but pay only once a month using Paygeon.

Reliability

Every bank and debt investor has passed strict due diligence checks.

SAVINGS

Optimize your capital round and retain more of your equity

Save your time, money, and your precious equity by raising a venture debt round.

4.7x

Higher loan amounts than the average check size written by equity investors

97.6%

Faster than the average equity funding round

7.45%

Interest rate averaged per venture debt offer

FEATURES

Capital is the cornerstone to build your startup.

Higher valuation

Quicker access to capital allows you to move faster, thus increasing your startups valuation.

Fatter bank account

Steady income

Access to venture capital debt when you need it will always keep your bank account full and your investors happy.

Higher success rate

If you don't have cash in the bank, then you're not a business, more cash = higher rate of success.

FAQs

When can I expect money in my account?

5 days or less

Do you guarantee 7% interest rate?

We cannot guarantee any amount you will be approved for nor the interest rate. 7% is only the average.

How do I make payments?

All payments can be made through the Paygeon mobile app.

Is there an early payback penalty

Of course not.

When will my first bill be due?

Usually after 3 months.

Is there an origination fee?

Yes, the fee is a combination of the banks fee and our fee of 4.0%

Still got questions?

If you don't find an answer to your question, contact us, and our team will get in touch with you.

FAQs

When can I expect money in my account?

5 days or less

Do you guarantee 7% interest rate?

We cannot guarantee any amount you will be approved for nor the interest rate. 7% is only the average.

How do I make payments?

All payments can be made through the Paygeon mobile app.

Is there an early payback penalty

Of course not.

When will my first bill be due?

Usually after 3 months.

Is there an origination fee?

Yes, the fee is a combination of the banks fee and our fee of 4.0%

Still got questions?

If you don't find an answer to your question, contact us, and our team will get in touch with you.

FAQs

When can I expect money in my account?

5 days or less

Do you guarantee 7% interest rate?

We cannot guarantee any amount you will be approved for nor the interest rate. 7% is only the average.

How do I make payments?

All payments can be made through the Paygeon mobile app.

Is there an early payback penalty

Of course not.

When will my first bill be due?

Usually after 3 months.

Is there an origination fee?

Yes, the fee is a combination of the banks fee and our fee of 4.0%

Still got questions?

If you don't find an answer to your question, contact us, and our team will get in touch with you.

Get the capital your startup needs to grow

© 2024 – Carat Card Club d/b/a Paygeon

‡ The Paygeon Line of Credit is issued by partner banks. Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.

PPP loans are made by one or more approved U.S. Small Business Administration (SBA) lenders. Loan agreements will identify the issuing lender to small businesses at signing. Qualified applications will be submitted to the SBA as soon as possible. Paygeon does not guarantee that applications will be processed and submitted before PPP funds are no longer available. Approval and loan forgiveness are subject to your availability to meet government-set eligibility requirements.

© 2024 – Carat Card Club d/b/a Paygeon

‡ The Paygeon Line of Credit is issued by partner banks. Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.

PPP loans are made by one or more approved U.S. Small Business Administration (SBA) lenders. Loan agreements will identify the issuing lender to small businesses at signing. Qualified applications will be submitted to the SBA as soon as possible. Paygeon does not guarantee that applications will be processed and submitted before PPP funds are no longer available. Approval and loan forgiveness are subject to your availability to meet government-set eligibility requirements.

© 2024 – Carat Card Club d/b/a Paygeon

‡ The Paygeon Line of Credit is issued by partner banks. Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply.

PPP loans are made by one or more approved U.S. Small Business Administration (SBA) lenders. Loan agreements will identify the issuing lender to small businesses at signing. Qualified applications will be submitted to the SBA as soon as possible. Paygeon does not guarantee that applications will be processed and submitted before PPP funds are no longer available. Approval and loan forgiveness are subject to your availability to meet government-set eligibility requirements.